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"To create something exceptional, your mindset must be relentlessly focused on the smallest detail." - Giorgio Armani.
Mistakes happen to the best of us – it’s just human nature.
Business Liability insurance only protects your operation against bodily injury, property damage, or advertising injury. So, if your business provides any services to clients for a fee and the possibility for error or delayed service exists, Errors & Omissions insurance, also known as E & O insurance, is a wise investment to manage your risk.
Some service business examples are: doctors, lawyers, accountants, architects, engineers, wedding planners, printers, building-trades contractors, mortgage and real estate services, designers, and advertising agencies.
E & O insurance protects you from claims in the event a customer or client sues your service business for negligent acts, errors, or omissions occurring during business activities and those that potentially result in a financial loss for the client.
Errors & Omissions insurance policies typically cover the business owner, both salaried and hourly employees, and subcontractors working on behalf of the business.
Insurance is not one-size-fits-all. E & O insurance can be customized to meet your specific needs, no matter what your business or industry. Real estate agents face different risks than printing companies, but both have potential to impact their customer's lives and livelihoods if a mistake occurs.
Your E & O policy can include:
Running a business means managing details. Our professional advisors are experts at managing the risks associated with those details.
Contact us today to get started.