Boating Insurance

Getting our boats, wave runners, and other personal watercraft out on the water is something we look forward to each summer here in the Midwest. 

But, owning a boat can increase your liability risks, even when it’s sitting on dry land, and homeowner’s policies place numerous restrictions on boat owners depending on the size, horsepower, and damage coverage you expect.

Having the exact right insurance coverage can help make your time on the water relaxing and worry-free.

Typical coverages should include:

• Personal liability.
• The boat.
• The boat’s motor.
• The boat’s trailer.
• Medical and physical damage perils.
   
  
  

We work with top carriers, and many provide multiple boat insurance discounts without sacrificing the same high-quality coverage you require. Here are just a few ways you may be able to save:

• Owning your home.
• Having Idle Assisted Steering installed.
• If you are insuring multiple vessels.
• Bundling with other types of insurance.
• You are the vessel’s original owner.
• You pay your policy in full each year.
• You have a clean auto driving record.
• You hold a safety course certification.
   
  
  

 To determine the best coverage for you, contact one of our professional insurance advisors today. Let us know what day and time you prefer we reach out and we'll get back too you then.