Auto Repair Insurance

Your customers depend on your services - but if something unexpected happens, your business operations could face an indefinite hold.

Auto Repair Shop insurance, otherwise known as Garage insurance, covers your shop against potential lawsuits and medical costs that could arise from an injury to someone while they are on your property. Unlike office buildings or retail stores, auto repair shops have a higher risk of severe injuries to staff and customers.

Businesses with a physical location such as a garage, parking lot, or storage area used to repair or store vehicles need garage insurance.

These types of businesses include:

  • Automotive repair shops.
  • Body shops.
  • Tow or impound lots.
  • Muffler shops.
  • Transmission shops.
  • Auto dealerships.
  • Tire and battery repair facilities.

Our professional advisors understand your industry's unique risk and will customize your shop's coverage with a range of options, including:

  • Garage Keeper's insurance protects vehicles while they're in your care.
  • Property coverage protects your buildings and personal property. 
  • Liability coverage protects you against lawsuits, including allegations of negligence.
  • Employee tools. We ensure a clear understanding between you and your employees over who's responsible for insuring their tools.
  • Umbrella protection kicks in for claims above the limits of your other insurance policies. 
  • Additional coverage typically considered: worker's compensation, disability insurance, fraud, cyber insurance, and protection against business disruption. 


We help manage your risk. Contact us today to learn more. 


Request an Auto Repair Shop Insurance Quote

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