Auto Dealers Insurance

As an auto dealer, you are aware of your unique risk - the value of your business sits vulnerable, on display in showrooms and open lots all day and night.

Your auto dealer’s policy needs to also consider the liability inherent in doing business, having employees and hundreds of people visiting your lot each month, as well as opportunities for fraud - the very real possibility that one of these visitors is out for a quick injury or omission claim against you. And buyers who give (accidentally, or on purpose) false information to secure a vehicle can be just as devastating to your business as theft or inventory damage.

A comprehensive auto dealers insurance policy can include coverage, such as:

  • Property damage and bodily injury to cover possible damage from lot and garage-related operations.
  • Garage keepers to cover damage to autos and property left by customers.
  • Garage-owned autos to cover damage to garage-owned autos on the lot or stored.
  • Owned autos to provide protection for claims arising out of ownership and disagreements.
  • Hired autos to protect vehicles you or your employee rent or borrow for business purposes.
  • Non-owned autos to cover your partners, employees or members of households using vehicles for your business or personal affairs.
  • Temporary substitute autos to protect your owned autos in case they are disabled and you must use a temporary vehicle.
  • Newly acquired autos to protect new or additional autos acquired during the policy period.

Like your business, insurance is not one-size-fits-all.

Our professional advisors consider all aspects of your particular business to craft a comprehensive business policy. Contact us today to learn more.

Request an Auto Dealers Insurance Quote

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