Why Pet Insurance?

Why Should You Enroll in Pet Insurance? Pet insurance reimburses you for costly veterinary expenses you may encounter when your pet gets into an accident or becomes ill.  We want your pets to enjoy good health and receive the best possible care. That’s why we champion pet insurance that is simple to understand, easy to use, and crafted for your lifestyle.  We offer:

  • Coverage for hereditary and congenital conditions
  • No breed or age restrictions
  • Use your coverage at ANY licensed veterinarian, specialist, or emergency vet hospital in the U.S.
  • Access to our exclusive Prudent Pet Perks Program
  • Unlimited 24/7 online vet chat included with all plans
  • Lightning-fast claims processing powered by AI technology
  • Customizable plans with deductibles as low as $100

Click here to get a Quote from Prudent Pet Insurance

Customize Your Base Plan

Receive up to 90% reimbursement of actual veterinary costs for eligible claims once your deductible is met.

Essential Plan

Coverage for accidents, injuries, and illnesses. Up to $10,000 in covered veterinary fees per year.

Ultimate Plan

Coverage for accidents, injuries, and illnesses. No annual limit for covered veterinary fees.

Accident-Only Plan

Coverage for accidents and injuries only.


Additional Coverage Options

Add on optional features like veterinary exam fee coverage or a wellness plan after you have selected your policy.

We offer optional wellness plans for preventative care expenses in low, medium, and high coverage levels so you only pay for what you need. Coverage examples include, but are not limited to:

  • Fecal exam
  • Heartworm test
  • Wellness exam
  • Rabies vaccine
  • Health certificate
  • Microchipping


It’s as Easy as…

1.Visit any licensed veterinarian in the U.S. and pay your bill upfront.

2.Submit your claim through our online portal, email, direct mail, or fax.

3.Your claim will be processed through the latest AI technology and then reviewed by a pet insurance claims adjuster.

4.Once your claim is approved, get reimbursed quickly through direct deposit or by a mailed check

The Joseph M. Wiedemann & Sons Difference

You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for …

… While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that covers you. So, if you’re at all concerned for your financial wellbeing, you should investigate what you are offered carefully, and consider a relationship with a reliable guide.

There’s no such thing as a one-size-fits-all insurance policy.

We’re your neighbors. We protect people we know and care about in Arlington Heights and St. Charles, which means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

Click on the quote request button now and let the professionals at Joseph M. Wiedemann & Sons, Inc. help you forge the strongest shield possible protect the things you care about most.

We offer more than just a policy

See what we can do for you today