Category: Healthcare

Health Insurance: Need to Knows

Coinsurance and what it means: Most people understand some of their costs when it comes to their insurance. Deductibles and premiums are pretty straight forward. Coinsurance, however, is a little more complex. Coinsurance is the amount you pay for what you have covered after your deductible is met. This means that once you pay your […]

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Open Enrollment Tips

open enrollment

Open enrollment it here! Making wise decisions about your benefits requires planning. By selecting benefits that provide the best care and coverage, you can optimize their value and minimize the impact to your budget. Many people get tripped up during open enrollment when asked to select benefits for themselves and their families because these decisions […]

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Senate Rejects Efforts to Repeal the ACA


In the early morning hours of July 28, 2017, members of the U.S. Senate voted 49-51 to reject a “skinny” version of a bill to repeal and replace the Affordable Care Act (ACA), called the Health Care Freedom Act (HCFA). This was the final vote of the Senate’s 20-hour debate period, and effectively ends the […]

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Senate Releases Draft ACA Replacement Proposal

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On June 22, 2017, Republicans in the U.S. Senate released their proposal to repeal and replace the Affordable Care Act (ACA), called the Better Care Reconciliation Act (BCRA). The Senate bill closely mirrors the proposal passed in the House of Representatives—the American Health Care Act (AHCA)—with some differences. For example, unlike the AHCA, the BCRA: […]

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ACA Compliance Bulletin

aca compliance bulletin

House Republicans Pass Amended AHCA OVERVIEW On May 4, 2017, members of the U.S. House of Representatives voted 217-213 to pass the American Health Care Act (AHCA), after it had been amended several times. The AHCA is the proposed legislation to repeal and replace the Affordable Care Act (ACA). The AHCA needed 216 votes to […]

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Questions To Ask Your Doctor

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Patients often accept their doctors’ advice without truly understanding what alternative treatments are available, and what, if any, differences there are in cost and effectiveness among those alternatives. Asking questions can help you decide what treatment plan is best for both your health and your wallet. General Questions to Ask: Why is this treatment necessary? […]

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Healthcare: 5 Ways To Help Cut Costs

costs healthcare cut

Healthcare costs can be frustrating and sometimes hard to manage. If you’re on a tight budget, here are some of the most efficient ways to cut healthcare costs without sacrificing quality. When possible, always use and in-network provider. An in-network provider is someone who is connected with your health insurance company to provide services to plan […]

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