Offering Multiple Health Plans

health plans

According to the Employer Health Benefits 2017 Annual Survey, 58 percent of covered workers are employed in a firm that offers more than one type of health insurance plan. Employers nationwide are realizing the positive impact that offering multiple health plans can have on their employee engagement, retention and recruiting efforts.  More Plans, More Choice […]

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Emergency Preparedness for Farmworkers

emergency farm

Farms, like most workplaces, face unexpected emergencies and disasters, which can be natural or man-made. To help lessen the impact of these events, employers and supervisors should develop and exercise emergency action plans (EAPs), which prepare workers for emergencies and disasters before they occur. What is an Emergency Action Plan? An EAP identifies and organizes […]

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Direct Primary Care

primary care

As a means to reduce rising health care costs, innovative solutions are rising to the surface. One such solution is known as direct primary care (DPC). What is DPC? In this model, physicians, pediatricians and internists charge a monthly membership fee that covers most of what the average patient needs, including visits and drugs at […]

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What To Do If Your Car Is Stolen


Did You Know? Because of their value, vehicles are popular targets for criminals. In fact, on lists of global vehicle theft statistics, you’ll find that the United States consistently ranks near the top. In the event that your vehicle is stolen, you will need to react quickly in order to have a smooth insurance claims […]

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Critical Cyber Flaws Affect Nearly All Computers

cyber flaws

Cyber security researchers recently announced the discovery of two major security flaws that could allow hackers to bypass regular security measures and obtain normally inaccessible data. The flaws, referred to as Meltdown and Spectre, are both caused by design flaws found in nearly all modern processors. These vulnerabilities can be exploited to access all of […]

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Wedding Insurance

wedding insurance

From a sudden vendor cancellation or damage to your treasured white gown, wedding insurance can protect against unforeseen problems, while also giving loving couples peace of mind. What Protections Does Wedding Insurance Offer? For the happiest day of your life, you must be covered! Wedding insurance protects an engaged couple’s investment in the event of […]

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When is a Workers’ Compensation Claim Compensable?


Carefully evaluating workers’ compensation claims is crucial in helping your company save money and prevent fraud. Workers’ compensation is simply a form of insurance that offers employees medical coverage in the event they are injured during a work-related function. Depending on the state of residence, it may also give compensation for disabilities sustained or cover […]

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Reacting to Scalds and Burns in Restaurants

scalds and burns

Scalds and burns are a potentially life-changing injury that can lead to severe pain, lost time at work and permanent damage to skin. Working in a restaurant puts you at particular risk of scalds. It is important that you use extreme caution when working with or around hot liquids or steam, and that you know […]

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Winery Risk Management


Owning a winery can present a variety of often overlooked risks that present serious threats to the business if they remain unaddressed. By purchasing proper coverage and implementing good risk management programs, wineries can successfully reduce their exposures. What’s Right for You? When identifying the risks your winery faces, it is important to consider everything […]

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Cleanliness to Prevent Foodborne Illnesses

foodborne restaurant kitchen

Foodborne illnesses, such as E. Coli and salmonella, can make patrons and employees extremely ill. These microorganisms are easily transferred to food and kitchen surfaces during storage, preparation and serving. Minimize contamination risks with these safety precautions. Personal Hygiene  Before working in the kitchen and throughout your shift, maintain proper hygiene to prevent the spread […]

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