6 Cyber Claims

Despite the proliferation of headlines about data breaches and cyber incidents, some businesses may still feel they don’t need cyber coverage. Providing examples of actual cyber and data breach claims can highlight the risks faced. Cyber Liability Coverage and Data Breach Coverage are designed to help businesses respond to a range of cyber incidents, including […]

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Why Auto Insurance?

  Auto Insurance helps protect you financially should you get in an accident or in an incident of theft. Auto Insurance has coverage for property (damage or theft), liability (your legal responsibility for injury or property damage), and medical (cost of injury, rehabilitation, wages, and even funeral costs). This insurance is individually priced so you […]

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Top Reasons for Life Insurance

Cover Lost Income: This is especially important if your family relies heavily on your income. If you were to expectantly pass away, you don’t wan’t to leave your family behind on those upcoming bills.   Pay Outstanding Debt: When you pass away, your debt still exists. If you have co-signed with someone and you pass […]

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Health Insurance: Need to Knows

Coinsurance and what it means: Most people understand some of their costs when it comes to their insurance. Deductibles and premiums are pretty straight forward. Coinsurance, however, is a little more complex. Coinsurance is the amount you pay for what you have covered after your deductible is met. This means that once you pay your […]

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2018 Top Ten OSHA Violations


OSHA recently unveiled its top 10 most frequently cited standards. The agency reports the leading causes of workplace injuries during its fiscal year (October through the following September) to help businesses identify common safety pain points. The 2018 top 10 list of most frequently cited standards didn’t change significantly from 2017, with fall protection violations […]

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Open Enrollment Tips

open enrollment

Open enrollment it here! Making wise decisions about your benefits requires planning. By selecting benefits that provide the best care and coverage, you can optimize their value and minimize the impact to your budget. Many people get tripped up during open enrollment when asked to select benefits for themselves and their families because these decisions […]

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Spear Phishing 101

spear phishing

“Phishing,” a type of cyber attack in which a hacker disguises him- or herself as a trusted source online in order to acquire sensitive information, is a common and technologically simple scam that can put your employees and business at risk. However, more resourceful criminals are resorting to a modified and more sophisticated technique called […]

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Restaurant Safety: Allergic Reactions

allergic reactions

When a patron or co-worker has a severe allergic reaction, it happens quickly and can be life-threatening. Since it is estimated that between one and two out of every 100 people is at risk for a severe allergic reaction to food or other substances, it is crucial that you take steps to avoid these dangerous […]

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