Despite the proliferation of headlines about data breaches and cyber incidents, some businesses may still feel they don’t need cyber coverage. Providing examples of actual cyber and data breach claims can highlight the risks faced. Cyber Liability Coverage and Data Breach Coverage are designed to help businesses respond to a range of cyber incidents, including […]
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Small Business Cyber Insurance As of 2017… Web attacks were up 56% Ransomware attacks on small and medium sized business were up 12% 70% of businesses see an insider attack at some point, and at least 60% have seen one within the last 12 months 48% of infected email attachments are office files Of those […]
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Auto Insurance helps protect you financially should you get in an accident or in an incident of theft. Auto Insurance has coverage for property (damage or theft), liability (your legal responsibility for injury or property damage), and medical (cost of injury, rehabilitation, wages, and even funeral costs). This insurance is individually priced so you […]
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As great as cyber security is, it’s not always 100% effective. Cyber breaches have been on an increase and big companies are not the only targets. Smaller companies are targeted just as much as the big companies. There are some main reasons why cyber crime is on the rise. More Exposure: Companies continuously […]
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Cover Lost Income: This is especially important if your family relies heavily on your income. If you were to expectantly pass away, you don’t wan’t to leave your family behind on those upcoming bills. Pay Outstanding Debt: When you pass away, your debt still exists. If you have co-signed with someone and you pass […]
Read MoreCoinsurance and what it means: Most people understand some of their costs when it comes to their insurance. Deductibles and premiums are pretty straight forward. Coinsurance, however, is a little more complex. Coinsurance is the amount you pay for what you have covered after your deductible is met. This means that once you pay your […]
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OSHA recently unveiled its top 10 most frequently cited standards. The agency reports the leading causes of workplace injuries during its fiscal year (October through the following September) to help businesses identify common safety pain points. The 2018 top 10 list of most frequently cited standards didn’t change significantly from 2017, with fall protection violations […]
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Open enrollment it here! Making wise decisions about your benefits requires planning. By selecting benefits that provide the best care and coverage, you can optimize their value and minimize the impact to your budget. Many people get tripped up during open enrollment when asked to select benefits for themselves and their families because these decisions […]
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“Phishing,” a type of cyber attack in which a hacker disguises him- or herself as a trusted source online in order to acquire sensitive information, is a common and technologically simple scam that can put your employees and business at risk. However, more resourceful criminals are resorting to a modified and more sophisticated technique called […]
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When a patron or co-worker has a severe allergic reaction, it happens quickly and can be life-threatening. Since it is estimated that between one and two out of every 100 people is at risk for a severe allergic reaction to food or other substances, it is crucial that you take steps to avoid these dangerous […]
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