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Category: Coverage Insights

Insuring Your College Student

college

Sending a child off to college is a significant milestone that represents the culmination of years of planning and hard work. As you prepare for the start of the semester, you should consider how your insurance needs may change with your son or daughter away at school. Protecting Your Student’s Belongings Many homeowners policies consider […]

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Wineries – Coverage Insights

wineries

Due to their unique nature, wineries of all sizes are presented with an unusual blend of exposures that need to be managed. As a wine producer, you face different types of risk not normally seen together in the same industry. For example, wineries that grow their own vines have to be concerned about agricultural industry […]

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Insuring Craft Breweries

breweries

In the past 30 years, the number of brewers in the United States has grown from under 100 to more than 2,400. Of these breweries currently in operation, almost 98 percent are considered regional craft brewers, microbreweries or brewpubs. With this continued trend, insurers have begun to offer more effective policies to address the unique […]

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Contractors Pollution Liability Insurance

contractors liability pollution

Contractors, no matter what industry they work in, face environmental risks stemming from operations on a daily basis. For most contractors, a single pollution incident or loss can seriously damage their reputation, operations and even their balance sheet. Making matters worse, pollution incidents can be sudden or occur gradually over time. While many assume that […]

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Liquor Liability Insurance

liquor liability

Serving alcohol is a common practice for restaurants, bars, catering companies, entertainment venues and similar establishments. While providing a wide array of beverage options is important, serving alcohol in particular can create a variety of risks for business owners. For instance, if a patron of your business becomes intoxicated and injures a third party or […]

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What to Expect When Applying for Cyber Insurance

cyber insurance

Every insurance policy starts with an application, and cyber liability insurance is no different. While the underwriting process in long-established insurance lines is streamlined, this is not the case for cyber liability insurance. Currently, application forms for cyber insurance are not standard and can be complex—often consisting of dozens of pages. For businesses attempting to […]

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Market Value and Replacement Cost

market

If you own commercial property, choosing a property insurance policy that fits your specific needs is important. A wide variety of policy options are available at different prices that cover an assortment of reimbursement options. Although there are policies that offer a large amount of financial coverage, depending on the type of property that will […]

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