Full Protection with Pub and Bar Insurance for Greater Chicago
It’s 4:30 pm on a Friday and you’re ready for the regular dinner and drinks rush at your bar. Then the lights go out. Your power is down. The customers go elsewhere. This could be a huge blow to your business — but not if you have the right bar insurance in place.
That’s right; you can insure against the risk of this type of loss. But only if you have pub insurance that includes a hard-to-get zero-hour deductible — it pays out from the moment you start losing money. Did you know that? Possibly not. In fact, some insurers don’t cover you for the first couple of days’ losses. And some insurance agents may not tell you. But you’d know all about this, if you arranged your bar insurance through Joseph M. Wiedemann and Sons.
We’re the pub insurance experts in Greater Chicago and beyond, with a reputation for delivering outstanding coverage, sometimes on difficult-to-get insurance like that zero-deductible plan or liquor liability.
Customized Bar Insurance
We offer a customized program for many types of liquor-licensed businesses including sports bars, brew pubs, traditional taverns and ale houses, martini bars and wine bars. If you serve food, that can be protected too.
We build a program around your particular needs, drawing on a range of insurance options that can include:
- Full property insurance to protect your bar against risks like fire and vandalism.
- Full liquor liability coverage, protecting you against damage or injury caused by drunk customers.
- Additional assault and battery insurance covering brawls and fights.
- Other liability insurance to protect against lawsuits and compensation claims, including food liability.
- Business disruptions and continuity insurance, tailored to meet your needs and priorities.
- Equipment failure.
- Employee insurance including workers comp, disability and medical.
- Insurance against inventory loss, damage or spoilage — including food.
- Additional coverage for special needs such as valet parking.
What’s right for your business? Don’t worry. That’s the question we’ll sit down and work out the answers for with you, so you get the insurance you need at the right price, without paying for insurance you don’t need!
The Joseph M. Wiedemann & Sons Difference
Joseph M. Wiedemann and Sons have been serving bar and pub businesses in the Greater Chicago area for more than 80 years. Over that time, we’ve built an unbeatable reputation for experience, expertise and customer service.
We’re independent, which means we’re not tied to one particular insurer, like some agencies are. In fact, we have established relationships with many companies that specialize in providing comprehensive pub and bar insurance. Choice is important. That means, we know where to secure the coverage that’s precisely right for your business.
But that’s just the start. Our team of experts can provide advice on how to manage and reduce the risks in your business, and they’ll help and advise you if you ever need to make a claim. Furthermore, we stay in touch with all of our clients, monitoring their business needs and adjusting their pub and wine bar insurance coverage to keep pace with the changing scope of their activities.
In other words, we worry and care about your insurance so you can get on with running your business!
Why You Should Act Now
The time to make sure you have the bar insurance protection you need is before you ever need to make a claim. In other words — NOW!
Even if you’re already insured, it’s a good time to review your coverage to check you’re properly protected. Talk to our experts straightaway, for free, and without any obligation whatsoever. Compare us with other agents if you want. We’re confident you want find anyone offering such quality of service at great prices. Let’s get things moving right NOW. Call us or click the button on this page without delay!