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Holiday Stress: Traveling

holiday travel

The holiday season is the busiest time of the year for long-distance travel. Flights are often overbooked and highways are overcrowded, which can add stress to the season. Keep Your Sanity To keep travel worries from ruining your holiday plans, reduce your stress by planning ahead. Use the following tips to help you stay in […]

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Contractors Pollution Liability Insurance

contractors liability pollution

Contractors, no matter what industry they work in, face environmental risks stemming from operations on a daily basis. For most contractors, a single pollution incident or loss can seriously damage their reputation, operations and even their balance sheet. Making matters worse, pollution incidents can be sudden or occur gradually over time. While many assume that […]

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Liquor Liability Insurance

liquor liability

Serving alcohol is a common practice for restaurants, bars, catering companies, entertainment venues and similar establishments. While providing a wide array of beverage options is important, serving alcohol in particular can create a variety of risks for business owners. For instance, if a patron of your business becomes intoxicated and injures a third party or […]

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Benefits of Raising Your Limits

auto limits

Did You Know? Insurance is mandatory in order to operate a vehicle in the United States, and every state has specific coverage limits that you must meet. While meeting these minimum limits may be enough to get you on the road, they are often inadequate if you are involved in a serious accident. As such, […]

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What to Expect When Applying for Cyber Insurance

cyber insurance

Every insurance policy starts with an application, and cyber liability insurance is no different. While the underwriting process in long-established insurance lines is streamlined, this is not the case for cyber liability insurance. Currently, application forms for cyber insurance are not standard and can be complex—often consisting of dozens of pages. For businesses attempting to […]

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Social Engineering Fraud Coverage

social engineering fraud

Social engineering fraud (SEF) is a type of fraud that’s become increasingly common over the last several years. However, even though many instances of this fraud transpire over email communications, it’s a company’s crime policy—not a cyber policy—that would often provide coverage in the event of an SEF loss. That’s why it’s especially important to […]

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Social Engineering

social engineering

Reliable security systems can prevent losses for your business. While many businesses invest large sums of money into building sound physical structures and robust IT systems or even hiring on-site security guards, they often overlook the biggest security vulnerability—people. No matter how dependable security systems might be, people with authorized access to those systems will […]

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Rebuilding After a Disaster

rebuilding after disaster

Hurricanes, fires and other disasters can cause widespread devastation that threatens the safety of your family and home. But once a disaster passes, you aren’t necessarily out of danger. If your home is damaged, it may not offer sufficient protection for your family. Plus, assessing damage and the rebuilding process itself can be costly, even […]

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