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The Risks of Offering Valet Parking

valet

Depending on the location and type of business you run, in the eyes of the customer, offering valet parking may range from a nice perk to an expected service. But no matter what reason you have for providing valets, to protect yourself from out-of-pocket expenses, you must be prepared for the risks that come along […]

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Managing Your Liquor Liability Exposures

liquor

According to the National Highway Traffic Safety Administration (NHTSA), approximately 10,000 vehicle-related fatalities involve a drunk driver each year. Not only are these people liable for their actions, the establishments where they were drinking are also susceptible to punishment for over-serving clientele who then injure a third party. These types of lawsuits are not inexpensive. […]

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How Opioid Use Affects Workers’ Compensation

opioid

Prescription opioids are the number one workers’ compensation problem in terms of controlling the ultimate cost of indemnity losses. This comes from a recent Lockton Companies report that also states that there’s never been a more damaging impact on workers’ compensation claims than the abuse of opioid prescriptions for the management of chronic pain. In […]

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Wineries – Coverage Insights

wineries

Due to their unique nature, wineries of all sizes are presented with an unusual blend of exposures that need to be managed. As a wine producer, you face different types of risk not normally seen together in the same industry. For example, wineries that grow their own vines have to be concerned about agricultural industry […]

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Manufacturing Risk Advisor – June 2018

manufacturing

How Blockchain Technology Can Improve Supply Chains Manufacturers need to rely on a consistent supply chain in order to operate. However, a lack of transparency between vendors and the use of separate management systems often leads to confusion, delays and lost business. To solve these problems, many businesses have turned to blockchain technology—a platform that […]

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Keep Limber While Serving

serving

Over six million injuries occur in the workplace every year, and sprains, strains and tears to muscles are some of the most common injuries restaurant workers experience. Sprains and strains can result from a variety of things or from simple overuse. Protect yourself from these painful injuries by always practicing safety while serving at our […]

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Insuring Craft Breweries

breweries

In the past 30 years, the number of brewers in the United States has grown from under 100 to more than 2,400. Of these breweries currently in operation, almost 98 percent are considered regional craft brewers, microbreweries or brewpubs. With this continued trend, insurers have begun to offer more effective policies to address the unique […]

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Impact of the ACA on Workers’ Compensation

aca

The Affordable Care Act (ACA) does not directly address workers’ compensation issues, but some aspects of the health care reform law will most likely have an impact on workers’ compensation costs and practices.  Benefits for Workers’ Compensation One of the main goals of the ACA is to provide citizens greater access to health care. Greater […]

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Quiet Vehicles and Pedestrian Safety

vehicles

Quiet Vehicles Pose a Risk to Unaware Pedestrians Electric cars from Tesla, Nissan and other automakers continue to make headlines, but anyone who’s had one sneak up behind them while on foot knows how quiet they are. These vehicles, along with hybrid cars, run much more quietly than gas-powered cars and can pose a serious […]

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Cyber Attacks Endanger Commercial Control Systems

cyber attacks

More than ever before, organizations are aware of the potential financial impact of cyber attacks. Many wrongfully assume that the steep, monetary burden of a cyber attack is exclusively tied to damaged digital assets, lost records, and the price of investigating and reporting a breach. While those expenses represent a considerable hit, damage to an […]

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