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Navigating an Auto Claim

claim

Getting into an automobile accident is scary enough without the added stress of being unsure how to handle the situation. We want you to have all the information that you need to navigate this trying experience with ease. Here’s how to maneuver through this process: Get out of your car and provide assistance to anyone […]

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Getting Pollution Coverage

pollution coverage

Almost every business deals with pollutants of some kind, especially when you consider that the term “pollutant” covers such a wide range of materials. Airborne particles, asbestos, lead and even simple household cleaners are just some of the common substances that can damage the environment and cause adverse health effects. And, because pollutants cause so […]

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Life Insurance Awareness

life insurance

The Basics of Life Insurance If you are married, it’s important for both spouses to have a life insurance policy. If both people bring in an income, a death can be a difficult financial loss. Also, if a stay-at-home parent should pass away, expenses such as childcare and other domestic items can create financial hardship, […]

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To Bundle, Or Not to Bundle

bundle

If you’ve ever shopped around for insurance, you’ve likely been asked if you want to bundle your policies—in other words, combine your home or renters, auto and life insurance policies with the same carrier. Although you have the option to shop around individually for each policy, it almost always makes sense to have the same […]

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Preparing for a Product Recall

manufacturing product recall

From vehicles to pharmaceuticals to food products, what might risk managers learn from mass media coverage of product recalls? For manufacturers of all types of consumer goods, they might serve as a wake-up call to the potential impact of a product recall event and a lesson in what should be done immediately to prepare for […]

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Cyber Security and Risks

cyber security

Who’s to Blame if a Security Breach Affects Your Organization? If a security breach affects your organization, your main focus may be to solve the problem as quickly as you can, not point the finger in blame. But your customers want to know why it happened and who was responsible, even if the breach occurred […]

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OSHA’s Stance on Distracted Driving

distracted driving

The top priority of the Occupational Safety and Health Administration (OSHA) is keeping workers safe. While workplace fatalities have been decreasing in recent years, motor vehicle crashes continue to be one of the leading causes of death among American workers. As distracted driving dramatically increases the risk of vehicle accidents, OSHA and the Department of […]

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Common Exposures of Craft Breweries

craft brew

Ninety-seven percent of breweries currently operating in the United States are classified as regional craft brewers, microbreweries or brewpubs. This section of the industry differs from more traditional, large-scale brewers, presenting owners with a unique set of risks that must be considered. Premise Liability When you open your property to the general public you are […]

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Insuring Your College Student

college

Sending a child off to college is a significant milestone that represents the culmination of years of planning and hard work. As you prepare for the start of the semester, you should consider how your insurance needs may change with your son or daughter away at school. Protecting Your Student’s Belongings Many homeowners policies consider […]

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